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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MADISON COUNTY FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
MADISON COUNTY FCU |
| Address | 621 E. 8TH ST.
ANDERSON, IN 46012 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 70 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,382,000 |
| Average Mortgage Loan Amount Applied For | $79,600 |
| Highest Mortgage Loan Amount Applied For | $232,000 |
| Average Applicant Income | $153,400 |
| Highest Applicant Income | $561,000 |
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| Home Improvement |
51 | $1,389,000 |
$27,000 | $150,000 |
$59,000 | $115,000 |
| Home Purchase |
10 | $878,000 |
$87,000 | $164,000 |
$113,000 | $561,000 |
| Refinancing |
9 | $1,115,000 |
$123,000 | $232,000 |
$83,000 | $125,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $37,000 |
$18,000 | $27,000 |
$44,000 | $50,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
68 | $3,345,000 |
$49,000 | $232,000 |
$70,000 | $561,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
70 | $3,382,000 |
$48,000 | $232,000 |
$70,000 | $561,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $99,000 |
$49,000 | $84,000 |
$100,000 | $103,000 |
| Application Withdrawn By Applicant |
1 | $50,000 |
$50,000 | $50,000 |
$67,000 | $67,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
67 | $3,233,000 |
$48,000 | $232,000 |
$69,000 | $561,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $15,000 |
$15,000 | $15,000 |
$98,000 | $98,000 |
| Debt-To-Income Ratio |
1 | $84,000 |
$84,000 | $84,000 |
$103,000 | $103,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MADISON COUNTY FCU by:
Metropolitan Area And
County
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