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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MAHOPAC NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MAHOPAC NATIONAL BANK |
| Address | 1441 ROUTE 22
BREWSTER, NY 10509 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 102 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $29,310,000 |
| Average Mortgage Loan Amount Applied For | $188,666 |
| Highest Mortgage Loan Amount Applied For | $3,026,000 |
| Average Applicant Income | $142,888 |
| Highest Applicant Income | $2,755,000 |
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| Home Improvement |
25 | $1,318,000 |
$52,000 | $250,000 |
$95,000 | $220,000 |
| Home Purchase |
32 | $12,818,000 |
$400,000 | $3,026,000 |
$112,000 | $416,000 |
| Refinancing |
45 | $15,174,000 |
$337,000 | $2,000,000 |
$215,000 | $2,755,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $922,000 |
$307,000 | $700,000 |
$125,000 | $153,000 |
| Black or African American |
2 | $291,000 |
$145,000 | $261,000 |
$79,000 | $96,000 |
| Hispanic |
1 | $250,000 |
$250,000 | $250,000 |
$220,000 | $220,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $3,868,000 |
$644,000 | $2,000,000 |
$19,000 | $117,000 |
| Not Provided |
17 | $7,128,000 |
$419,000 | $3,026,000 |
$129,000 | $661,000 |
| White |
73 | $16,851,000 |
$230,000 | $1,659,000 |
$172,000 | $2,755,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
102 | $29,310,000 |
$287,000 | $3,026,000 |
$153,000 | $2,755,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $250,000 |
$250,000 | $250,000 |
$68,000 | $68,000 |
| Application Denied By Financial Institution |
3 | $1,061,000 |
$353,000 | $700,000 |
$89,000 | $153,000 |
| Application Withdrawn By Applicant |
10 | $2,633,000 |
$263,000 | $568,000 |
$88,000 | $220,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
88 | $25,366,000 |
$288,000 | $3,026,000 |
$164,000 | $2,755,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $361,000 |
$180,000 | $261,000 |
$57,000 | $62,000 |
| Debt-To-Income Ratio |
1 | $700,000 |
$700,000 | $700,000 |
$153,000 | $153,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MAHOPAC NATIONAL BANK by:
Metropolitan Area And
County
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