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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MAINBANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
MAINBANK, N.A. |
| Address | 333 W. KIEST BLVD.
DALLAS, TX 75224 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 31 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,186,000 |
| Average Mortgage Loan Amount Applied For | $23,000 |
| Highest Mortgage Loan Amount Applied For | $320,000 |
| Average Applicant Income | $38,500 |
| Highest Applicant Income | $123,000 |
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| Home Improvement (one-to-four family) |
17 | $176,000 |
$10,000 | $41,000 |
$40,000 | $123,000 |
| Home Purchase (one-to-four family) |
11 | $857,000 |
$77,000 | $320,000 |
$49,000 | $117,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
3 | $153,000 |
$51,000 | $58,000 |
$49,000 | $110,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
6 | $230,000 |
$38,000 | $121,000 |
$62,000 | $117,000 |
| Hispanic |
7 | $162,000 |
$23,000 | $58,000 |
$28,000 | $49,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $67,000 |
$67,000 | $67,000 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
17 | $727,000 |
$42,000 | $320,000 |
$50,000 | $123,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
31 | $1,186,000 |
$38,000 | $320,000 |
$44,000 | $123,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $36,000 |
$36,000 | $36,000 |
$30,000 | $30,000 |
| Application Denied By Financial Institution |
10 | $191,000 |
$19,000 | $58,000 |
$34,000 | $59,000 |
| Application Withdrawn By Applicant |
1 | $10,000 |
$10,000 | $10,000 |
$38,000 | $38,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
19 | $949,000 |
$49,000 | $320,000 |
$56,000 | $123,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $102,000 |
$17,000 | $58,000 |
$38,000 | $52,000 |
| Debt-To-Income Ratio |
3 | $83,000 |
$27,000 | $51,000 |
$28,000 | $59,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $6,000 |
$6,000 | $6,000 |
$28,000 | $28,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MAINBANK, N.A. by:
Metropolitan Area And
County
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