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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MAINE BANK AND TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
MAINE BANK AND TRUST |
| Address | 467 CONGRESS STREET
PORTLAND, ME 04101 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 68 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,870,000 |
| Average Mortgage Loan Amount Applied For | $210,285 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $14,571 |
| Highest Applicant Income | $585,000 |
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| Home Improvement |
25 | $2,031,000 |
$81,000 | $600,000 |
$81,000 | $585,000 |
| Home Purchase |
20 | $5,858,000 |
$292,000 | $1,400,000 |
$3,000 | $35,000 |
| Refinancing |
23 | $3,981,000 |
$173,000 | $500,000 |
$24,000 | $156,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
35 | $10,148,000 |
$289,000 | $1,400,000 |
$0 | $0 |
| Not Provided |
1 | $100,000 |
$100,000 | $100,000 |
$44,000 | $44,000 |
| White |
32 | $1,622,000 |
$50,000 | $175,000 |
$81,000 | $585,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
68 | $11,870,000 |
$174,000 | $1,400,000 |
$39,000 | $585,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $100,000 |
$100,000 | $100,000 |
$44,000 | $44,000 |
| Application Denied By Financial Institution |
2 | $900,000 |
$450,000 | $500,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $13,000 |
$13,000 | $13,000 |
$77,000 | $77,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
39 | $3,262,000 |
$83,000 | $600,000 |
$65,000 | $585,000 |
| Loan Purchased By The Institution |
25 | $7,595,000 |
$303,000 | $1,400,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MAINE BANK AND TRUST by:
Metropolitan Area And
County
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