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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MAINE FAMILY FEDERAL CREDIT UN
Mortgage Loans and Application Details
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| Mortgage Company Name |
MAINE FAMILY FEDERAL CREDIT UN |
| Address | 555 SABATTUS ST
LEWISTON, ME 04240 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 130 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,235,000 |
| Average Mortgage Loan Amount Applied For | $95,000 |
| Highest Mortgage Loan Amount Applied For | $333,000 |
| Average Applicant Income | $65,666 |
| Highest Applicant Income | $271,000 |
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| Home Improvement |
77 | $2,406,000 |
$31,000 | $188,000 |
$62,000 | $271,000 |
| Home Purchase |
8 | $945,000 |
$118,000 | $249,000 |
$45,000 | $118,000 |
| Refinancing |
46 | $3,984,000 |
$86,000 | $333,000 |
$53,000 | $123,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $264,000 |
$66,000 | $249,000 |
$69,000 | $100,000 |
| White |
127 | $7,071,000 |
$55,000 | $333,000 |
$57,000 | $271,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
131 | $7,335,000 |
$55,000 | $333,000 |
$58,000 | $271,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $382,000 |
$127,000 | $188,000 |
$78,000 | $84,000 |
| Application Denied By Financial Institution |
17 | $1,398,000 |
$82,000 | $333,000 |
$34,000 | $91,000 |
| Application Withdrawn By Applicant |
10 | $976,000 |
$97,000 | $249,000 |
$53,000 | $132,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
101 | $4,579,000 |
$45,000 | $210,000 |
$62,000 | $271,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $259,000 |
$129,000 | $229,000 |
$57,000 | $91,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $53,000 |
$26,000 | $28,000 |
$40,000 | $56,000 |
| Debt-To-Income Ratio |
3 | $499,000 |
$166,000 | $333,000 |
$34,000 | $48,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $25,000 |
$25,000 | $25,000 |
$0 | $0 |
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Mortgage Loan App Totals for MAINE FAMILY FEDERAL CREDIT UN by:
Metropolitan Area And
County
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