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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MAINE HIGHLANDS FEDERAL CREDIT
Mortgage Loans and Application Details
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| Mortgage Company Name |
MAINE HIGHLANDS FEDERAL CREDIT |
| Address | PO BOX 233
DEXTER, ME 04930 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 83 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,542,000 |
| Average Mortgage Loan Amount Applied For | $85,000 |
| Highest Mortgage Loan Amount Applied For | $238,000 |
| Average Applicant Income | $40,333 |
| Highest Applicant Income | $147,000 |
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| Home Improvement |
2 | $12,000 |
$6,000 | $7,000 |
$26,000 | $30,000 |
| Home Purchase |
16 | $881,000 |
$55,000 | $140,000 |
$30,000 | $60,000 |
| Refinancing |
66 | $5,704,000 |
$86,000 | $238,000 |
$42,000 | $147,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
9 | $86,000 |
$9,000 | $15,000 |
$34,000 | $60,000 |
| White |
75 | $6,511,000 |
$86,000 | $238,000 |
$40,000 | $147,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
84 | $6,597,000 |
$78,000 | $238,000 |
$40,000 | $147,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $311,000 |
$103,000 | $115,000 |
$29,000 | $37,000 |
| Application Withdrawn By Applicant |
1 | $66,000 |
$66,000 | $66,000 |
$18,000 | $18,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
79 | $6,165,000 |
$78,000 | $238,000 |
$41,000 | $147,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $55,000 |
$55,000 | $55,000 |
$12,000 | $12,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $311,000 |
$103,000 | $115,000 |
$29,000 | $37,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MAINE HIGHLANDS FEDERAL CREDIT by:
Metropolitan Area And
County
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