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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MAINSOURCE BANK OF ILLINOIS
Mortgage Loans and Application Details
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| Mortgage Company Name |
MAINSOURCE BANK OF ILLINOIS |
| Address | 2000 W COURT STREET
KANKAKEE, IL 60901 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 98 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,816,000 |
| Average Mortgage Loan Amount Applied For | $81,800 |
| Highest Mortgage Loan Amount Applied For | $402,000 |
| Average Applicant Income | $63,066 |
| Highest Applicant Income | $591,000 |
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| Home Improvement |
14 | $339,000 |
$24,000 | $60,000 |
$63,000 | $292,000 |
| Home Purchase |
52 | $4,721,000 |
$90,000 | $304,000 |
$75,000 | $220,000 |
| Refinancing |
32 | $2,756,000 |
$86,000 | $402,000 |
$68,000 | $591,000 |
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| American Indian or Alaskan Native |
1 | $39,000 |
$39,000 | $39,000 |
$25,000 | $25,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $160,000 |
$160,000 | $160,000 |
$66,000 | $66,000 |
| Hispanic |
9 | $779,000 |
$86,000 | $185,000 |
$64,000 | $109,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
87 | $6,838,000 |
$78,000 | $402,000 |
$73,000 | $591,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
91 | $7,316,000 |
$80,000 | $402,000 |
$74,000 | $591,000 |
| FHA-insured (Federal Housing Administration) |
1 | $117,000 |
$117,000 | $117,000 |
$38,000 | $38,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
6 | $383,000 |
$63,000 | $135,000 |
$40,000 | $64,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $172,000 |
$172,000 | $172,000 |
$52,000 | $52,000 |
| Application Denied By Financial Institution |
10 | $774,000 |
$77,000 | $160,000 |
$43,000 | $66,000 |
| Application Withdrawn By Applicant |
1 | $132,000 |
$132,000 | $132,000 |
$54,000 | $54,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
86 | $6,738,000 |
$78,000 | $402,000 |
$75,000 | $591,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $657,000 |
$73,000 | $160,000 |
$43,000 | $66,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $117,000 |
$117,000 | $117,000 |
$38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MAINSOURCE BANK OF ILLINOIS by:
Metropolitan Area And
County
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