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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MALVERN TRUST & SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MALVERN TRUST & SAVINGS BANK |
| Address | 404 MAIN ST. , BOX 120
MALVERN, IA 51551-0120 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 23 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,560,000 |
| Average Mortgage Loan Amount Applied For | $121,333 |
| Highest Mortgage Loan Amount Applied For | $367,000 |
| Average Applicant Income | $54,666 |
| Highest Applicant Income | $100,000 |
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| Home Improvement |
1 | $95,000 |
$95,000 | $95,000 |
$62,000 | $62,000 |
| Home Purchase |
13 | $999,000 |
$76,000 | $367,000 |
$33,000 | $100,000 |
| Refinancing |
9 | $466,000 |
$51,000 | $93,000 |
$44,000 | $90,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $385,000 |
$192,000 | $367,000 |
$50,000 | $100,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
21 | $1,175,000 |
$55,000 | $115,000 |
$37,000 | $100,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
23 | $1,560,000 |
$67,000 | $367,000 |
$39,000 | $100,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $53,000 |
$53,000 | $53,000 |
$50,000 | $50,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
22 | $1,507,000 |
$68,000 | $367,000 |
$38,000 | $100,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $53,000 |
$53,000 | $53,000 |
$50,000 | $50,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MALVERN TRUST & SAVINGS BANK by:
Metropolitan Area And
County
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