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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MANASQUAN SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MANASQUAN SAVINGS BANK |
| Address | P.O. BOX E
MANASQUAN, NJ 08736-0635 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 293 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $58,003,000 |
| Average Mortgage Loan Amount Applied For | $221,333 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $133,333 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
99 | $7,350,000 |
$74,000 | $1,680,000 |
$128,000 | $804,000 |
| Home Purchase |
86 | $26,273,000 |
$305,000 | $2,000,000 |
$199,000 | $1,200,000 |
| Refinancing |
108 | $24,380,000 |
$225,000 | $1,100,000 |
$138,000 | $870,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $504,000 |
$252,000 | $400,000 |
$323,000 | $540,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,279,000 |
$159,000 | $243,000 |
$53,000 | $78,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
283 | $56,220,000 |
$198,000 | $2,000,000 |
$154,000 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
293 | $58,003,000 |
$197,000 | $2,000,000 |
$153,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
15 | $4,586,000 |
$305,000 | $1,280,000 |
$189,000 | $655,000 |
| Application Denied By Financial Institution |
22 | $4,073,000 |
$185,000 | $1,000,000 |
$102,000 | $284,000 |
| Application Withdrawn By Applicant |
8 | $1,467,000 |
$183,000 | $350,000 |
$136,000 | $302,000 |
| File Closed For Incompleteness |
9 | $1,975,000 |
$219,000 | $310,000 |
$137,000 | $345,000 |
| Loan Originated |
231 | $44,623,000 |
$193,000 | $2,000,000 |
$160,000 | $1,200,000 |
| Loan Purchased By The Institution |
8 | $1,279,000 |
$159,000 | $243,000 |
$53,000 | $78,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $1,280,000 |
$213,000 | $1,000,000 |
$122,000 | $284,000 |
| Debt-To-Income Ratio |
8 | $495,000 |
$61,000 | $120,000 |
$68,000 | $98,000 |
| Employment History |
2 | $494,000 |
$247,000 | $464,000 |
$130,000 | $164,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $1,319,000 |
$439,000 | $796,000 |
$108,000 | $210,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $485,000 |
$161,000 | $300,000 |
$128,000 | $174,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MANASQUAN SAVINGS BANK by:
Metropolitan Area And
County
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