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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MANSFIELD CO-OPERATIVE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MANSFIELD CO-OPERATIVE BANK |
| Address | P.O. BOX 660
MANSFIELD, MA 02048 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 165 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,224,000 |
| Average Mortgage Loan Amount Applied For | $266,000 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $142,375 |
| Highest Applicant Income | $2,260,000 |
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| Home Improvement |
83 | $7,333,000 |
$88,000 | $409,000 |
$93,000 | $430,000 |
| Home Purchase |
36 | $11,449,000 |
$318,000 | $2,000,000 |
$101,000 | $224,000 |
| Refinancing |
46 | $8,442,000 |
$183,000 | $550,000 |
$141,000 | $2,260,000 |
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| American Indian or Alaskan Native |
1 | $80,000 |
$80,000 | $80,000 |
$72,000 | $72,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $802,000 |
$267,000 | $417,000 |
$72,000 | $86,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $2,000,000 |
$2,000,000 | $2,000,000 |
$0 | $0 |
| Not Provided |
7 | $1,127,000 |
$161,000 | $417,000 |
$88,000 | $226,000 |
| White |
153 | $23,215,000 |
$151,000 | $675,000 |
$111,000 | $2,260,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
165 | $27,224,000 |
$164,000 | $2,000,000 |
$108,000 | $2,260,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $934,000 |
$186,000 | $333,000 |
$150,000 | $430,000 |
| Application Denied By Financial Institution |
19 | $3,433,000 |
$180,000 | $417,000 |
$82,000 | $226,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
141 | $22,857,000 |
$162,000 | $2,000,000 |
$110,000 | $2,260,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $35,000 |
$17,000 | $25,000 |
$71,000 | $90,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $1,219,000 |
$174,000 | $280,000 |
$74,000 | $115,000 |
| Debt-To-Income Ratio |
7 | $1,469,000 |
$209,000 | $417,000 |
$71,000 | $226,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $240,000 |
$240,000 | $240,000 |
$197,000 | $197,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MANSFIELD CO-OPERATIVE BANK by:
Metropolitan Area And
County
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