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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MARATHON SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MARATHON SAVINGS BANK |
| Address | 500 SCOTT STREET WAUSAU, WI 54402-1666 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 182 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,552,000 |
| Average Mortgage Loan Amount Applied For | $74,400 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $71,200 |
| Highest Applicant Income | $216,000 |
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| Home Improvement |
39 | $1,116,000 |
$28,000 | $292,000 |
$72,000 | $216,000 |
| Home Purchase |
86 | $9,583,000 |
$111,000 | $400,000 |
$52,000 | $173,000 |
| Refinancing |
57 | $6,853,000 |
$120,000 | $370,000 |
$51,000 | $146,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
18 | $1,426,000 |
$79,000 | $142,000 |
$40,000 | $64,000 |
| Black or African American |
1 | $109,000 |
$109,000 | $109,000 |
$70,000 | $70,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,197,000 |
$119,000 | $400,000 |
$2,000 | $29,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
153 | $14,820,000 |
$96,000 | $370,000 |
$61,000 | $216,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
182 | $17,552,000 |
$96,000 | $400,000 |
$56,000 | $216,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
12 | $1,592,000 |
$132,000 | $370,000 |
$51,000 | $146,000 |
| Application Withdrawn By Applicant |
19 | $1,673,000 |
$88,000 | $165,000 |
$39,000 | $70,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
151 | $14,287,000 |
$94,000 | $400,000 |
$58,000 | $216,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $566,000 |
$188,000 | $370,000 |
$87,000 | $146,000 |
| Debt-To-Income Ratio |
6 | $539,000 |
$89,000 | $109,000 |
$39,000 | $70,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $115,000 |
$115,000 | $115,000 |
$55,000 | $55,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $80,000 |
$80,000 | $80,000 |
$0 | $0 |
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Mortgage Loan App Totals for MARATHON SAVINGS BANK by:
Metropolitan Area And
County
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