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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MARION STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MARION STATE BANK |
| Address | P O BOX 7
MARION, LA 71260 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 231 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,612,000 |
| Average Mortgage Loan Amount Applied For | $83,000 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $211,000 |
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| Home Improvement |
24 | $1,132,000 |
$47,000 | $500,000 |
$52,000 | $211,000 |
| Home Purchase |
112 | $8,626,000 |
$77,000 | $328,000 |
$62,000 | $211,000 |
| Refinancing |
136 | $9,229,000 |
$67,000 | $347,000 |
$58,000 | $211,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
35 | $1,613,000 |
$46,000 | $500,000 |
$32,000 | $74,000 |
| Hispanic |
11 | $842,000 |
$76,000 | $225,000 |
$46,000 | $99,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
226 | $16,532,000 |
$73,000 | $347,000 |
$64,000 | $211,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
272 | $18,987,000 |
$69,000 | $500,000 |
$59,000 | $211,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $161,000 |
$80,000 | $120,000 |
$57,000 | $60,000 |
| Application Denied By Financial Institution |
56 | $4,486,000 |
$80,000 | $500,000 |
$45,000 | $200,000 |
| Application Withdrawn By Applicant |
14 | $1,689,000 |
$120,000 | $347,000 |
$55,000 | $170,000 |
| File Closed For Incompleteness |
4 | $321,000 |
$80,000 | $116,000 |
$50,000 | $70,000 |
| Loan Originated |
196 | $12,330,000 |
$62,000 | $328,000 |
$64,000 | $211,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MARION STATE BANK by:
Metropolitan Area And
County
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