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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MARION STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MARION STATE BANK |
| Address | P.O. BOX 187
MARION, TX 78124 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 9 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $623,000 |
| Average Mortgage Loan Amount Applied For | $52,000 |
| Highest Mortgage Loan Amount Applied For | $157,000 |
| Average Applicant Income | $41,500 |
| Highest Applicant Income | $101,000 |
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| Home Improvement |
3 | $79,000 |
$26,000 | $60,000 |
$45,000 | $67,000 |
| Home Purchase |
7 | $427,000 |
$61,000 | $157,000 |
$48,000 | $101,000 |
| Refinancing |
2 | $172,000 |
$86,000 | $97,000 |
$57,000 | $84,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $35,000 |
$17,000 | $28,000 |
$32,000 | $46,000 |
| Hispanic |
1 | $20,000 |
$20,000 | $20,000 |
$37,000 | $37,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
9 | $623,000 |
$69,000 | $157,000 |
$54,000 | $101,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
12 | $678,000 |
$56,000 | $157,000 |
$49,000 | $101,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $55,000 |
$18,000 | $28,000 |
$34,000 | $46,000 |
| Application Withdrawn By Applicant |
1 | $157,000 |
$157,000 | $157,000 |
$98,000 | $98,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8 | $466,000 |
$58,000 | $100,000 |
$48,000 | $101,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $20,000 |
$20,000 | $20,000 |
$37,000 | $37,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $28,000 |
$28,000 | $28,000 |
$19,000 | $19,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $7,000 |
$7,000 | $7,000 |
$46,000 | $46,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MARION STATE BANK by:
Metropolitan Area And
County
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