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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MARKET HOUSE MORTGAGE, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
MARKET HOUSE MORTGAGE, LLC |
| Address | 1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210-2050 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2005 |
| All Data Years | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 53 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,064,000 |
| Average Mortgage Loan Amount Applied For | $138,000 |
| Highest Mortgage Loan Amount Applied For | $234,000 |
| Average Applicant Income | $79,500 |
| Highest Applicant Income | $177,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
61 | $6,912,000 |
$144,000 | $234,000 |
$86,333 | $177,000 |
| Refinancing |
1 | $60,000 |
$60,000 | $60,000 |
$100,000 | $100,000 |
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| American Indian or Alaskan Native |
1 | $66,000 |
$66,000 | $66,000 |
$50,000 | $50,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
15 | $1,402,000 |
$82,500 | $131,000 |
$32,500 | $100,000 |
| Hispanic |
6 | $816,000 |
$118,000 | $234,000 |
$45,000 | $94,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $158,000 |
$158,000 | $158,000 |
$50,000 | $50,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
39 | $4,530,000 |
$146,333 | $224,000 |
$86,000 | $177,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
16 | $1,599,000 |
$131,000 | $219,000 |
$86,666 | $177,000 |
| FHA-insured (Federal Housing Administration) |
4 | $351,000 |
$87,000 | $127,000 |
$33,000 | $38,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
42 | $5,022,000 |
$115,500 | $234,000 |
$44,000 | $94,000 |
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| Application Approved But Not Accepted |
1 | $131,000 |
$131,000 | $131,000 |
$82,000 | $82,000 |
| Application Denied By Financial Institution |
7 | $569,000 |
$83,500 | $120,000 |
$50,000 | $100,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
9 | $1,044,000 |
$147,500 | $234,000 |
$64,500 | $94,000 |
| Loan Originated |
38 | $4,596,000 |
$168,500 | $224,000 |
$111,000 | $177,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
2 | $192,000 |
$96,000 | $112,000 |
$26,000 | $35,000 |
| Preapproval Denied by Financial Institution |
5 | $440,000 |
$88,000 | $100,000 |
$29,000 | $38,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $760,000 |
$86,000 | $120,000 |
$51,500 | $100,000 |
| Debt-To-Income Ratio |
2 | $157,000 |
$78,000 | $87,000 |
$25,000 | $38,000 |
| Employment History |
1 | $92,000 |
$92,000 | $92,000 |
$24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MARKET HOUSE MORTGAGE, LLC by:
Metropolitan Area And
County
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