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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MARSHLAND COMMUNITY FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
MARSHLAND COMMUNITY FCU |
| Address | 3650 COMMUNITY ROAD
BRUNSWICK, GA 31520 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 250 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,351,000 |
| Average Mortgage Loan Amount Applied For | $67,666 |
| Highest Mortgage Loan Amount Applied For | $1,275,000 |
| Average Applicant Income | $58,333 |
| Highest Applicant Income | $1,500,000 |
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| Home Improvement |
22 | $796,000 |
$36,000 | $66,000 |
$59,000 | $138,000 |
| Home Purchase |
118 | $8,787,000 |
$74,000 | $464,000 |
$53,000 | $160,000 |
| Refinancing |
110 | $10,768,000 |
$97,000 | $1,275,000 |
$94,000 | $1,500,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $276,000 |
$55,000 | $112,000 |
$61,000 | $81,000 |
| Black or African American |
50 | $3,086,000 |
$61,000 | $373,000 |
$45,000 | $138,000 |
| Hispanic |
7 | $284,000 |
$40,000 | $75,000 |
$68,000 | $138,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $208,000 |
$41,000 | $74,000 |
$42,000 | $98,000 |
| White |
183 | $16,497,000 |
$90,000 | $1,275,000 |
$80,000 | $1,500,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
249 | $20,344,000 |
$81,000 | $1,275,000 |
$72,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) |
1 | $7,000 |
$7,000 | $7,000 |
$52,000 | $52,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $415,000 |
$207,000 | $260,000 |
$60,000 | $66,000 |
| Application Denied By Financial Institution |
42 | $1,997,000 |
$47,000 | $373,000 |
$36,000 | $120,000 |
| Application Withdrawn By Applicant |
16 | $695,000 |
$43,000 | $140,000 |
$101,000 | $856,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
190 | $17,244,000 |
$90,000 | $1,275,000 |
$77,000 | $1,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $240,000 |
$40,000 | $75,000 |
$47,000 | $89,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
18 | $1,013,000 |
$56,000 | $373,000 |
$40,000 | $120,000 |
| Debt-To-Income Ratio |
11 | $476,000 |
$43,000 | $74,000 |
$32,000 | $98,000 |
| Employment History |
4 | $112,000 |
$28,000 | $40,000 |
$30,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $65,000 |
$65,000 | $65,000 |
$40,000 | $40,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $91,000 |
$45,000 | $60,000 |
$11,000 | $13,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MARSHLAND COMMUNITY FCU by:
Metropolitan Area And
County
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