|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
MARYLAND BANK & TRUST CO NA
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
MARYLAND BANK & TRUST CO NA |
| Address | 3220 OLD WASHINGTON ROAD
WALDORF, MD 20602 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 105 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,292,000 |
| Average Mortgage Loan Amount Applied For | $181,571 |
| Highest Mortgage Loan Amount Applied For | $1,827,000 |
| Average Applicant Income | $190,000 |
| Highest Applicant Income | $1,410,000 |
|
|
|
| Home Improvement |
56 | $2,201,000 |
$39,000 | $504,000 |
$71,000 | $216,000 |
| Home Purchase |
24 | $6,732,000 |
$280,000 | $713,000 |
$109,000 | $956,000 |
| Refinancing |
25 | $7,359,000 |
$294,000 | $1,827,000 |
$197,000 | $1,410,000 |
|
|
| American Indian or Alaskan Native |
2 | $332,000 |
$166,000 | $324,000 |
$60,000 | $64,000 |
| Asian |
4 | $1,358,000 |
$339,000 | $713,000 |
$75,000 | $114,000 |
| Black or African American |
14 | $130,000 |
$9,000 | $25,000 |
$71,000 | $178,000 |
| Hispanic |
1 | $58,000 |
$58,000 | $58,000 |
$136,000 | $136,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $3,332,000 |
$666,000 | $1,827,000 |
$0 | $0 |
| Not Provided |
2 | $343,000 |
$171,000 | $243,000 |
$40,000 | $53,000 |
| White |
77 | $10,739,000 |
$139,000 | $1,100,000 |
$128,000 | $1,410,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
105 | $16,292,000 |
$155,000 | $1,827,000 |
$109,000 | $1,410,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
5 | $1,014,000 |
$202,000 | $500,000 |
$243,000 | $956,000 |
| Application Denied By Financial Institution |
19 | $996,000 |
$52,000 | $324,000 |
$50,000 | $125,000 |
| Application Withdrawn By Applicant |
1 | $110,000 |
$110,000 | $110,000 |
$19,000 | $19,000 |
| File Closed For Incompleteness |
1 | $713,000 |
$713,000 | $713,000 |
$114,000 | $114,000 |
| Loan Originated |
79 | $13,459,000 |
$170,000 | $1,827,000 |
$116,000 | $1,410,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $50,000 |
$50,000 | $50,000 |
$125,000 | $125,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $387,000 |
$48,000 | $324,000 |
$47,000 | $69,000 |
| Debt-To-Income Ratio |
10 | $559,000 |
$55,000 | $243,000 |
$46,000 | $74,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for MARYLAND BANK & TRUST CO NA by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
