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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MASPETH FEDERAL SAVINGS AND LO
Mortgage Loans and Application Details
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| Mortgage Company Name |
MASPETH FEDERAL SAVINGS AND LO |
| Address | 56-05 69TH STREET
MASPETH, NY 11378 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 327 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $145,556,000 |
| Average Mortgage Loan Amount Applied For | $410,200 |
| Highest Mortgage Loan Amount Applied For | $4,200,000 |
| Average Applicant Income | $231,900 |
| Highest Applicant Income | $2,418,000 |
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| Home Improvement |
15 | $370,000 |
$24,000 | $40,000 |
$82,000 | $271,000 |
| Home Purchase |
79 | $42,768,000 |
$541,000 | $4,200,000 |
$193,000 | $945,000 |
| Refinancing |
233 | $102,418,000 |
$439,000 | $2,300,000 |
$219,000 | $2,418,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
19 | $6,528,000 |
$343,000 | $999,000 |
$203,000 | $821,000 |
| Black or African American |
5 | $1,895,000 |
$379,000 | $1,200,000 |
$78,000 | $130,000 |
| Hispanic |
36 | $12,880,000 |
$357,000 | $999,000 |
$149,000 | $549,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
80 | $50,240,000 |
$628,000 | $4,200,000 |
$363,000 | $2,418,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
187 | $74,013,000 |
$395,000 | $1,500,000 |
$154,000 | $945,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
327 | $145,556,000 |
$445,000 | $4,200,000 |
$206,000 | $2,418,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
29 | $14,341,000 |
$494,000 | $1,500,000 |
$197,000 | $750,000 |
| Application Denied By Financial Institution |
32 | $22,672,000 |
$708,000 | $4,200,000 |
$187,000 | $360,000 |
| Application Withdrawn By Applicant |
10 | $2,759,000 |
$275,000 | $520,000 |
$91,000 | $246,000 |
| File Closed For Incompleteness |
6 | $2,139,000 |
$356,000 | $620,000 |
$259,000 | $391,000 |
| Loan Originated |
250 | $103,645,000 |
$414,000 | $2,512,000 |
$213,000 | $2,418,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
24 | $19,550,000 |
$814,000 | $4,200,000 |
$212,000 | $360,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $2,497,000 |
$416,000 | $700,000 |
$122,000 | $206,000 |
| Debt-To-Income Ratio |
1 | $25,000 |
$25,000 | $25,000 |
$64,000 | $64,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $600,000 |
$600,000 | $600,000 |
$105,000 | $105,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MASPETH FEDERAL SAVINGS AND LO by:
Metropolitan Area And
County
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