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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MAZUMA CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
MAZUMA CREDIT UNION |
| Address | 9300 TROOST AVENUE
KANSAS CITY, MO 64131 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 47 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,472,000 |
| Average Mortgage Loan Amount Applied For | $31,666 |
| Highest Mortgage Loan Amount Applied For | $84,000 |
| Average Applicant Income | $82,333 |
| Highest Applicant Income | $208,000 |
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| Home Improvement |
47 | $1,472,000 |
$31,000 | $84,000 |
$68,000 | $208,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
11 | $254,000 |
$23,000 | $52,000 |
$43,000 | $84,000 |
| Hispanic |
1 | $51,000 |
$51,000 | $51,000 |
$81,000 | $81,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
20 | $660,000 |
$33,000 | $84,000 |
$70,000 | $208,000 |
| White |
15 | $507,000 |
$33,000 | $80,000 |
$85,000 | $194,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
47 | $1,472,000 |
$31,000 | $84,000 |
$68,000 | $208,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $98,000 |
$32,000 | $67,000 |
$57,000 | $86,000 |
| Application Denied By Financial Institution |
14 | $406,000 |
$29,000 | $75,000 |
$58,000 | $114,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
30 | $968,000 |
$32,000 | $84,000 |
$74,000 | $208,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $61,000 |
$20,000 | $25,000 |
$51,000 | $74,000 |
| Credit Application Incomplete |
1 | $35,000 |
$35,000 | $35,000 |
$114,000 | $114,000 |
| Credit History |
3 | $77,000 |
$25,000 | $52,000 |
$57,000 | $84,000 |
| Debt-To-Income Ratio |
5 | $138,000 |
$27,000 | $51,000 |
$51,000 | $81,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $20,000 |
$20,000 | $20,000 |
$65,000 | $65,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MAZUMA CREDIT UNION by:
Metropolitan Area And
County
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