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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MB FINANCIAL BANK NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
MB FINANCIAL BANK NA |
| Address | 6111 N. RIVER ROAD
ROSEMONT, IL 60018 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 795 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $165,488,000 |
| Average Mortgage Loan Amount Applied For | $298,300 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $153,950 |
| Highest Applicant Income | $5,366,000 |
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| Home Improvement |
114 | $4,722,000 |
$41,000 | $600,000 |
$55,000 | $228,000 |
| Home Purchase |
317 | $83,083,000 |
$262,000 | $2,080,000 |
$101,000 | $3,367,000 |
| Refinancing |
440 | $93,560,000 |
$212,000 | $3,000,000 |
$88,000 | $5,366,000 |
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| American Indian or Alaskan Native |
4 | $894,000 |
$223,000 | $610,000 |
$72,000 | $165,000 |
| Asian |
66 | $18,860,000 |
$285,000 | $1,200,000 |
$152,000 | $5,366,000 |
| Black or African American |
112 | $8,745,000 |
$78,000 | $328,000 |
$50,000 | $179,000 |
| Hispanic |
155 | $24,762,000 |
$159,000 | $800,000 |
$49,000 | $162,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $110,000 |
$55,000 | $109,000 |
$37,000 | $75,000 |
| Not applicable |
41 | $30,253,000 |
$737,000 | $2,550,000 |
$0 | $14,000 |
| Not Provided |
52 | $8,006,000 |
$153,000 | $800,000 |
$81,000 | $633,000 |
| White |
439 | $89,735,000 |
$204,000 | $3,000,000 |
$112,000 | $3,367,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
871 | $181,365,000 |
$208,000 | $3,000,000 |
$88,000 | $5,366,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
39 | $9,076,000 |
$232,000 | $980,000 |
$219,000 | $3,367,000 |
| Application Denied By Financial Institution |
202 | $38,423,000 |
$190,000 | $3,000,000 |
$63,000 | $1,000,000 |
| Application Withdrawn By Applicant |
44 | $8,244,000 |
$187,000 | $908,000 |
$73,000 | $409,000 |
| File Closed For Incompleteness |
1 | $256,000 |
$256,000 | $256,000 |
$550,000 | $550,000 |
| Loan Originated |
437 | $106,978,000 |
$244,000 | $2,550,000 |
$97,000 | $5,366,000 |
| Loan Purchased By The Institution |
141 | $17,161,000 |
$121,000 | $594,000 |
$64,000 | $319,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
7 | $1,227,000 |
$175,000 | $240,000 |
$42,000 | $79,000 |
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| Collateral |
12 | $1,635,000 |
$136,000 | $332,000 |
$89,000 | $190,000 |
| Credit Application Incomplete |
31 | $5,888,000 |
$189,000 | $417,000 |
$60,000 | $167,000 |
| Credit History |
80 | $11,093,000 |
$138,000 | $800,000 |
$73,000 | $1,000,000 |
| Debt-To-Income Ratio |
71 | $18,340,000 |
$258,000 | $3,000,000 |
$45,000 | $174,000 |
| Employment History |
1 | $173,000 |
$173,000 | $173,000 |
$47,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
13 | $2,513,000 |
$193,000 | $400,000 |
$78,000 | $350,000 |
| Unverifiable Information |
1 | $8,000 |
$8,000 | $8,000 |
$24,000 | $24,000 |
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Mortgage Loan App Totals for MB FINANCIAL BANK NA by:
Metropolitan Area And
County
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