|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
MCCAUGHAN MORTGAGE CO., INC.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
MCCAUGHAN MORTGAGE CO., INC. |
| Address | 1320 S. DIXIE HIGHWAY, STE. 860
CORAL GABLES, FL 33146 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 282 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $50,628,000 |
| Average Mortgage Loan Amount Applied For | $168,058 |
| Highest Mortgage Loan Amount Applied For | $752,000 |
| Average Applicant Income | $114,176 |
| Highest Applicant Income | $1,390,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
191 | $34,520,000 |
$180,000 | $752,000 |
$102,000 | $1,039,000 |
| Refinancing |
96 | $17,649,000 |
$183,000 | $880,000 |
$147,000 | $1,390,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $1,046,000 |
$174,000 | $210,000 |
$62,000 | $97,000 |
| Black or African American |
9 | $1,103,000 |
$122,000 | $157,000 |
$47,000 | $73,000 |
| Hispanic |
47 | $8,216,000 |
$174,000 | $636,000 |
$81,000 | $415,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
225 | $41,804,000 |
$185,000 | $880,000 |
$129,000 | $1,390,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
220 | $41,120,000 |
$186,000 | $880,000 |
$134,000 | $1,390,000 |
| FHA-insured (Federal Housing Administration) |
56 | $8,798,000 |
$157,000 | $255,000 |
$57,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
11 | $2,251,000 |
$204,000 | $320,000 |
$78,000 | $230,000 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $360,000 |
$180,000 | $190,000 |
$34,000 | $52,000 |
| Application Withdrawn By Applicant |
24 | $5,067,000 |
$211,000 | $880,000 |
$102,000 | $1,000,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
261 | $46,742,000 |
$179,000 | $752,000 |
$119,000 | $1,390,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $170,000 |
$170,000 | $170,000 |
$52,000 | $52,000 |
| Debt-To-Income Ratio |
1 | $190,000 |
$190,000 | $190,000 |
$17,000 | $17,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for MCCAUGHAN MORTGAGE CO., INC. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
