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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MCHENRY SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MCHENRY SAVINGS BANK |
| Address | 353 BANK DRIVE
MCHENRY, IL 60050 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 170 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $30,571,000 |
| Average Mortgage Loan Amount Applied For | $216,090 |
| Highest Mortgage Loan Amount Applied For | $850,000 |
| Average Applicant Income | $107,090 |
| Highest Applicant Income | $1,446,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
73 | $12,696,000 |
$173,000 | $555,000 |
$84,000 | $690,000 |
| Refinancing |
101 | $18,475,000 |
$182,000 | $850,000 |
$88,000 | $1,446,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $714,000 |
$142,000 | $234,000 |
$63,000 | $87,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $949,000 |
$118,000 | $262,000 |
$0 | $0 |
| Not Provided |
12 | $2,341,000 |
$195,000 | $363,000 |
$175,000 | $1,446,000 |
| White |
149 | $27,167,000 |
$182,000 | $850,000 |
$84,000 | $690,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
174 | $31,171,000 |
$179,000 | $850,000 |
$86,000 | $1,446,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $85,000 |
$85,000 | $85,000 |
$32,000 | $32,000 |
| Application Denied By Financial Institution |
11 | $2,927,000 |
$266,000 | $850,000 |
$214,000 | $1,446,000 |
| Application Withdrawn By Applicant |
17 | $2,314,000 |
$136,000 | $285,000 |
$58,000 | $170,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
144 | $25,537,000 |
$177,000 | $555,000 |
$80,000 | $690,000 |
| Loan Purchased By The Institution |
1 | $308,000 |
$308,000 | $308,000 |
$120,000 | $120,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $532,000 |
$266,000 | $321,000 |
$87,000 | $98,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $1,053,000 |
$526,000 | $850,000 |
$163,000 | $250,000 |
| Debt-To-Income Ratio |
5 | $707,000 |
$141,000 | $234,000 |
$330,000 | $1,446,000 |
| Employment History |
1 | $170,000 |
$170,000 | $170,000 |
$72,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MCHENRY SAVINGS BANK by:
Metropolitan Area And
County
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