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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MECE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
MECE CREDIT UNION |
| Address | 2722 E. MCCARTY
JEFERSON CITY, MO 65101 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 20 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,666,000 |
| Average Mortgage Loan Amount Applied For | $153,923 |
| Highest Mortgage Loan Amount Applied For | $450,000 |
| Average Applicant Income | $86,307 |
| Highest Applicant Income | $375,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
12 | $1,883,000 |
$156,000 | $450,000 |
$87,000 | $375,000 |
| Refinancing |
9 | $898,000 |
$99,000 | $250,000 |
$49,000 | $73,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $466,000 |
$116,000 | $250,000 |
$64,000 | $84,000 |
| White |
17 | $2,315,000 |
$136,000 | $450,000 |
$72,000 | $375,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
21 | $2,781,000 |
$132,000 | $450,000 |
$70,000 | $375,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $153,000 |
$76,000 | $90,000 |
$40,000 | $42,000 |
| Application Withdrawn By Applicant |
7 | $930,000 |
$132,000 | $391,000 |
$64,000 | $197,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
11 | $1,583,000 |
$143,000 | $450,000 |
$83,000 | $375,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $115,000 |
$115,000 | $115,000 |
$43,000 | $43,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $153,000 |
$76,000 | $90,000 |
$40,000 | $42,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MECE CREDIT UNION by:
Metropolitan Area And
County
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