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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MELLON BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
MELLON BANK, N.A. |
| Address | ONE MELLON CENTER
PITTSBURGH, PA 15258 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 9 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,150,000 |
| Average Mortgage Loan Amount Applied For | $374,500 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $288,250 |
| Highest Applicant Income | $756,000 |
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| Home Improvement |
4 | $212,000 |
$53,000 | $72,000 |
$190,000 | $250,000 |
| Home Purchase |
1 | $1,030,000 |
$1,030,000 | $1,030,000 |
$256,000 | $256,000 |
| Refinancing |
4 | $1,908,000 |
$477,000 | $1,400,000 |
$387,000 | $756,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $1,290,000 |
$430,000 | $1,030,000 |
$259,000 | $275,000 |
| White |
6 | $1,860,000 |
$310,000 | $1,400,000 |
$298,000 | $756,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
9 | $3,150,000 |
$350,000 | $1,400,000 |
$285,000 | $756,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $1,400,000 |
$1,400,000 | $1,400,000 |
$756,000 | $756,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8 | $1,750,000 |
$218,000 | $1,030,000 |
$226,000 | $439,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $1,400,000 |
$1,400,000 | $1,400,000 |
$756,000 | $756,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MELLON BANK, N.A. by:
Metropolitan Area And
County
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