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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MEMBERS TRUST OF THE SOUTHWEST
Mortgage Loans and Application Details
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| Mortgage Company Name |
MEMBERS TRUST OF THE SOUTHWEST |
| Address | 2315 MANGUM RD
HOUSTON, TX 77092 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 33 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,784,000 |
| Average Mortgage Loan Amount Applied For | $96,941 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $105,823 |
| Highest Applicant Income | $777,000 |
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| Home Improvement |
4 | $537,000 |
$134,000 | $201,000 |
$56,000 | $88,000 |
| Home Purchase |
13 | $1,111,000 |
$85,000 | $179,000 |
$57,000 | $100,000 |
| Refinancing |
16 | $1,136,000 |
$71,000 | $300,000 |
$102,000 | $777,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $437,000 |
$62,000 | $201,000 |
$43,000 | $88,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
7 | $1,064,000 |
$152,000 | $300,000 |
$59,000 | $100,000 |
| White |
19 | $1,283,000 |
$67,000 | $173,000 |
$99,000 | $777,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
33 | $2,784,000 |
$84,000 | $300,000 |
$79,000 | $777,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $64,000 |
$21,000 | $35,000 |
$35,000 | $53,000 |
| Application Withdrawn By Applicant |
1 | $56,000 |
$56,000 | $56,000 |
$60,000 | $60,000 |
| File Closed For Incompleteness |
1 | $201,000 |
$201,000 | $201,000 |
$25,000 | $25,000 |
| Loan Originated |
28 | $2,463,000 |
$87,000 | $300,000 |
$86,000 | $777,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $35,000 |
$35,000 | $35,000 |
$53,000 | $53,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $12,000 |
$12,000 | $12,000 |
$30,000 | $30,000 |
| Debt-To-Income Ratio |
1 | $17,000 |
$17,000 | $17,000 |
$24,000 | $24,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MEMBERS TRUST OF THE SOUTHWEST by:
Metropolitan Area And
County
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