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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MERCANTILE BANK & TRUST, FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
MERCANTILE BANK & TRUST, FSB |
| Address | 14001 DALLAS PARKWAY, SUITE 1101
DALLAS, TX 75240 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 22 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,737,000 |
| Average Mortgage Loan Amount Applied For | $182,166 |
| Highest Mortgage Loan Amount Applied For | $920,000 |
| Average Applicant Income | $130,833 |
| Highest Applicant Income | $534,000 |
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| Home Improvement |
2 | $325,000 |
$162,000 | $200,000 |
$422,000 | $534,000 |
| Home Purchase |
12 | $3,731,000 |
$310,000 | $920,000 |
$139,000 | $534,000 |
| Refinancing |
8 | $1,681,000 |
$210,000 | $405,000 |
$203,000 | $534,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $85,000 |
$85,000 | $85,000 |
$42,000 | $42,000 |
| Hispanic |
1 | $282,000 |
$282,000 | $282,000 |
$90,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $198,000 |
$198,000 | $198,000 |
$85,000 | $85,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
19 | $5,172,000 |
$272,000 | $920,000 |
$217,000 | $534,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
22 | $5,737,000 |
$260,000 | $920,000 |
$188,000 | $534,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $85,000 |
$85,000 | $85,000 |
$42,000 | $42,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $285,000 |
$285,000 | $285,000 |
$304,000 | $304,000 |
| Loan Originated |
20 | $5,367,000 |
$268,000 | $920,000 |
$190,000 | $534,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $85,000 |
$85,000 | $85,000 |
$42,000 | $42,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MERCANTILE BANK & TRUST, FSB by:
Metropolitan Area And
County
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