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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MERCHANTS BANK ONALASKA
Mortgage Loans and Application Details
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| Mortgage Company Name |
MERCHANTS BANK ONALASKA |
| Address | 3140 MARKET PLACE
ONALASKA, WI 54650 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 72 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,091,000 |
| Average Mortgage Loan Amount Applied For | $61,285 |
| Highest Mortgage Loan Amount Applied For | $203,000 |
| Average Applicant Income | $40,857 |
| Highest Applicant Income | $297,000 |
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| Home Improvement (one-to-four family) |
12 | $171,000 |
$13,000 | $45,000 |
$39,500 | $86,000 |
| Home Purchase (one-to-four family) |
28 | $1,908,000 |
$79,000 | $203,000 |
$39,500 | $115,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
32 | $2,012,000 |
$63,500 | $180,000 |
$52,500 | $297,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $9,000 |
$9,000 | $9,000 |
$40,000 | $40,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
7 | $709,000 |
$100,500 | $145,000 |
$51,500 | $78,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
64 | $3,373,000 |
$54,000 | $203,000 |
$44,500 | $297,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
68 | $3,645,000 |
$55,500 | $203,000 |
$44,500 | $297,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $446,000 |
$111,000 | $145,000 |
$50,000 | $65,000 |
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| Application Approved But Not Accepted |
5 | $362,000 |
$50,500 | $108,000 |
$34,000 | $78,000 |
| Application Denied By Financial Institution |
6 | $484,000 |
$77,500 | $128,000 |
$47,000 | $62,000 |
| Application Withdrawn By Applicant |
1 | $110,000 |
$110,000 | $110,000 |
$41,000 | $41,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
60 | $3,135,000 |
$52,000 | $203,000 |
$46,000 | $297,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $138,000 |
$69,000 | $115,000 |
$46,000 | $62,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $332,000 |
$110,000 | $128,000 |
$56,000 | $58,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $14,000 |
$14,000 | $14,000 |
$24,000 | $24,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MERCHANTS BANK ONALASKA by:
Metropolitan Area And
County
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