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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MERIDIAN CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
MERIDIAN CREDIT UNION |
| Address | 4650 HAMPTON AVE
ST LOUIS, MO 63109 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 32 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,000,000 |
| Average Mortgage Loan Amount Applied For | $80,600 |
| Highest Mortgage Loan Amount Applied For | $180,000 |
| Average Applicant Income | $55,200 |
| Highest Applicant Income | $177,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
6 | $590,000 |
$98,000 | $172,000 |
$39,000 | $94,000 |
| Refinancing |
26 | $2,410,000 |
$71,000 | $180,000 |
$68,500 | $177,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $155,000 |
$77,000 | $110,000 |
$48,000 | $75,000 |
| Black or African American |
3 | $170,000 |
$56,000 | $65,000 |
$44,000 | $61,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
27 | $2,675,000 |
$74,500 | $180,000 |
$68,500 | $177,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
32 | $3,000,000 |
$71,500 | $180,000 |
$66,500 | $177,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $191,000 |
$59,500 | $93,000 |
$58,500 | $82,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
29 | $2,809,000 |
$96,000 | $180,000 |
$54,000 | $177,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $50,000 |
$50,000 | $50,000 |
$14,000 | $14,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $141,000 |
$70,500 | $93,000 |
$69,000 | $82,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MERIDIAN CREDIT UNION by:
Metropolitan Area And
County
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