|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
MESA NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
MESA NATIONAL BANK |
| Address | 131 N. 6TH STREET
GRAND JUNCTION, CO 81501 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 572 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $134,326,000 |
| Average Mortgage Loan Amount Applied For | $228,964 |
| Highest Mortgage Loan Amount Applied For | $4,000,000 |
| Average Applicant Income | $203,678 |
| Highest Applicant Income | $7,000,000 |
|
|
|
| Home Improvement (one-to-four family) |
16 | $696,000 |
$43,000 | $194,000 |
$83,000 | $250,000 |
| Home Purchase (one-to-four family) |
183 | $34,404,000 |
$237,166 | $1,100,000 |
$149,666 | $960,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
1 | $208,000 |
$208,000 | $208,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
375 | $99,338,000 |
$347,000 | $4,000,000 |
$515,400 | $7,000,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
3 | $964,000 |
$321,000 | $444,000 |
$88,000 | $95,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
18 | $1,974,000 |
$122,000 | $295,000 |
$104,500 | $180,000 |
| Information not provided by applicant in mail or telephone application |
11 | $2,400,000 |
$218,000 | $464,000 |
$95,000 | $225,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
543 | $129,308,000 |
$312,222 | $4,000,000 |
$357,444 | $7,000,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
568 | $133,847,000 |
$294,400 | $4,000,000 |
$334,400 | $7,000,000 |
| FHA-insured (Federal Housing Administration) |
2 | $193,000 |
$96,000 | $113,000 |
$33,000 | $35,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
5 | $606,000 |
$121,000 | $195,000 |
$29,000 | $80,000 |
|
|
| Application Approved But Not Accepted |
1 | $44,000 |
$44,000 | $44,000 |
$142,000 | $142,000 |
| Application Denied By Financial Institution |
32 | $4,325,000 |
$242,500 | $358,000 |
$23,500 | $336,000 |
| Application Withdrawn By Applicant |
44 | $15,899,000 |
$361,000 | $4,000,000 |
$156,000 | $3,000,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
498 | $114,378,000 |
$286,666 | $4,000,000 |
$372,888 | $7,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
9 | $1,842,000 |
$271,500 | $358,000 |
$42,500 | $336,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
18 | $1,893,000 |
$105,000 | $250,000 |
$41,000 | $89,000 |
| Debt-To-Income Ratio |
4 | $467,000 |
$116,000 | $174,000 |
$23,000 | $41,000 |
| Employment History |
1 | $123,000 |
$123,000 | $123,000 |
$31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for MESA NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
