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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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METROPOLITAN BANK AND TRUST CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
METROPOLITAN BANK AND TRUST CO |
| Address | 2201 W. CERMAK RD
CHICAGO, IL 60608 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 116 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $60,354,000 |
| Average Mortgage Loan Amount Applied For | $504,166 |
| Highest Mortgage Loan Amount Applied For | $24,000,000 |
| Average Applicant Income | $68,666 |
| Highest Applicant Income | $362,000 |
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| Home Improvement |
11 | $716,000 |
$65,000 | $175,000 |
$47,000 | $124,000 |
| Home Purchase |
71 | $50,687,000 |
$713,000 | $24,000,000 |
$48,000 | $362,000 |
| Refinancing |
34 | $8,951,000 |
$263,000 | $1,100,000 |
$50,000 | $293,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $456,000 |
$456,000 | $456,000 |
$0 | $0 |
| Black or African American |
2 | $850,000 |
$425,000 | $700,000 |
$110,000 | $188,000 |
| Hispanic |
86 | $21,246,000 |
$247,000 | $786,000 |
$52,000 | $293,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $31,463,000 |
$3,146,000 | $24,000,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
17 | $6,339,000 |
$372,000 | $1,125,000 |
$55,000 | $362,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
116 | $60,354,000 |
$520,000 | $24,000,000 |
$49,000 | $362,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $362,000 |
$181,000 | $212,000 |
$40,000 | $81,000 |
| Application Denied By Financial Institution |
3 | $1,226,000 |
$408,000 | $751,000 |
$7,000 | $22,000 |
| Application Withdrawn By Applicant |
4 | $1,975,000 |
$493,000 | $1,125,000 |
$65,000 | $170,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
107 | $56,791,000 |
$530,000 | $24,000,000 |
$49,000 | $362,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for METROPOLITAN BANK AND TRUST CO by:
Metropolitan Area And
County
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