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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MIAMI
Mortgage Loans and Application Details
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| Mortgage Company Name |
MIAMI |
| Address | 303 GOODRICH BLVD
MIAMI, OK 74354 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 57 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,070,000 |
| Average Mortgage Loan Amount Applied For | $52,666 |
| Highest Mortgage Loan Amount Applied For | $200,000 |
| Average Applicant Income | $50,500 |
| Highest Applicant Income | $188,000 |
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| Home Improvement |
3 | $124,000 |
$41,000 | $100,000 |
$49,000 | $70,000 |
| Home Purchase |
29 | $1,782,000 |
$61,000 | $200,000 |
$51,000 | $188,000 |
| Refinancing |
25 | $1,164,000 |
$46,000 | $82,000 |
$45,000 | $120,000 |
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| American Indian or Alaskan Native |
10 | $632,000 |
$63,000 | $120,000 |
$44,000 | $84,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
47 | $2,438,000 |
$51,000 | $200,000 |
$49,000 | $188,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
57 | $3,070,000 |
$53,000 | $200,000 |
$48,000 | $188,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $179,000 |
$44,000 | $97,000 |
$52,000 | $62,000 |
| Application Denied By Financial Institution |
3 | $105,000 |
$35,000 | $45,000 |
$35,000 | $48,000 |
| Application Withdrawn By Applicant |
1 | $30,000 |
$30,000 | $30,000 |
$24,000 | $24,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
49 | $2,756,000 |
$56,000 | $200,000 |
$49,000 | $188,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $16,000 |
$16,000 | $16,000 |
$24,000 | $24,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $45,000 |
$45,000 | $45,000 |
$48,000 | $48,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MIAMI by:
Metropolitan Area And
County
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