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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MID AMERICA BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MID AMERICA BANK |
| Address | 802 AMES STREET
BALDWIN CITY, KS 66006 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2006 |
| Total Number of Mortgage Loan Applications Processed | 37 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,437,000 |
| Average Mortgage Loan Amount Applied For | $92,111 |
| Highest Mortgage Loan Amount Applied For | $255,000 |
| Average Applicant Income | $77,777 |
| Highest Applicant Income | $213,000 |
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| Home Improvement |
1 | $8,000 |
$8,000 | $8,000 |
$30,000 | $30,000 |
| Home Purchase |
15 | $1,185,000 |
$79,000 | $192,000 |
$85,000 | $213,000 |
| Refinancing |
21 | $2,244,000 |
$106,000 | $255,000 |
$77,000 | $186,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $423,000 |
$141,000 | $255,000 |
$170,000 | $186,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
34 | $3,014,000 |
$88,000 | $252,000 |
$71,000 | $213,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
37 | $3,437,000 |
$92,000 | $255,000 |
$79,000 | $213,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $172,000 |
$86,000 | $150,000 |
$24,000 | $34,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
35 | $3,265,000 |
$93,000 | $255,000 |
$82,000 | $213,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $172,000 |
$86,000 | $150,000 |
$24,000 | $34,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MID AMERICA BANK by:
Metropolitan Area And
County
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