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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MID AMERICA BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MID AMERICA BANK |
| Address | 1511 FRIENDSHIP ROAD
JEFFERSON CITY, MO 65101 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 144 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,147,000 |
| Average Mortgage Loan Amount Applied For | $106,500 |
| Highest Mortgage Loan Amount Applied For | $950,000 |
| Average Applicant Income | $63,714 |
| Highest Applicant Income | $212,000 |
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| Home Improvement |
14 | $828,000 |
$59,000 | $335,000 |
$49,000 | $96,000 |
| Home Purchase |
76 | $7,662,000 |
$100,000 | $950,000 |
$51,000 | $122,000 |
| Refinancing |
54 | $6,657,000 |
$123,000 | $352,000 |
$62,000 | $212,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $41,000 |
$41,000 | $41,000 |
$48,000 | $48,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $2,066,000 |
$258,000 | $950,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
135 | $13,040,000 |
$96,000 | $335,000 |
$58,000 | $212,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
144 | $15,147,000 |
$105,000 | $950,000 |
$55,000 | $212,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $155,000 |
$77,000 | $85,000 |
$36,000 | $47,000 |
| Application Withdrawn By Applicant |
11 | $1,184,000 |
$107,000 | $217,000 |
$58,000 | $212,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
131 | $13,808,000 |
$105,000 | $950,000 |
$55,000 | $122,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $85,000 |
$85,000 | $85,000 |
$47,000 | $47,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $70,000 |
$70,000 | $70,000 |
$26,000 | $26,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MID AMERICA BANK by:
Metropolitan Area And
County
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