|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
MID-HUDSON VALLEY FEDERAL CRED
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
MID-HUDSON VALLEY FEDERAL CRED |
| Address | 1099 MORTON BLVD
KINGSTON, NY 12401 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 935 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $106,586,000 |
| Average Mortgage Loan Amount Applied For | $158,571 |
| Highest Mortgage Loan Amount Applied For | $1,260,000 |
| Average Applicant Income | $79,892 |
| Highest Applicant Income | $904,000 |
|
|
|
| Home Improvement |
289 | $15,664,000 |
$54,000 | $500,000 |
$80,000 | $904,000 |
| Home Purchase |
192 | $37,235,000 |
$193,000 | $1,260,000 |
$66,000 | $209,000 |
| Refinancing |
454 | $53,687,000 |
$118,000 | $617,000 |
$73,000 | $213,000 |
|
|
| American Indian or Alaskan Native |
1 | $25,000 |
$25,000 | $25,000 |
$74,000 | $74,000 |
| Asian |
7 | $1,491,000 |
$213,000 | $396,000 |
$55,000 | $79,000 |
| Black or African American |
25 | $4,385,000 |
$175,000 | $412,000 |
$77,000 | $147,000 |
| Hispanic |
54 | $6,155,000 |
$113,000 | $380,000 |
$60,000 | $199,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $259,000 |
$129,000 | $229,000 |
$78,000 | $81,000 |
| Not applicable |
6 | $1,017,000 |
$169,000 | $400,000 |
$27,000 | $72,000 |
| Not Provided |
24 | $1,190,000 |
$49,000 | $500,000 |
$140,000 | $904,000 |
| White |
816 | $92,064,000 |
$112,000 | $1,260,000 |
$73,000 | $248,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
935 | $106,586,000 |
$113,000 | $1,260,000 |
$74,000 | $904,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
59 | $6,223,000 |
$105,000 | $300,000 |
$70,000 | $188,000 |
| Application Denied By Financial Institution |
104 | $11,246,000 |
$108,000 | $1,260,000 |
$80,000 | $904,000 |
| Application Withdrawn By Applicant |
44 | $6,397,000 |
$145,000 | $396,000 |
$73,000 | $177,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
728 | $82,720,000 |
$113,000 | $617,000 |
$73,000 | $248,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
12 | $964,000 |
$80,000 | $260,000 |
$69,000 | $172,000 |
| Credit Application Incomplete |
2 | $278,000 |
$139,000 | $248,000 |
$60,000 | $70,000 |
| Credit History |
18 | $2,845,000 |
$158,000 | $383,000 |
$68,000 | $118,000 |
| Debt-To-Income Ratio |
24 | $5,019,000 |
$209,000 | $1,260,000 |
$53,000 | $109,000 |
| Employment History |
1 | $45,000 |
$45,000 | $45,000 |
$36,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
5 | $624,000 |
$124,000 | $250,000 |
$58,000 | $100,000 |
|
Mortgage Loan App Totals for MID-HUDSON VALLEY FEDERAL CRED by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
