|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
MID-MISSOURI BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
MID-MISSOURI BANK |
| Address | 1619 E INDEPENDENCE, PO BOX 14740
SPRINGFIELD, MO 65814 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 774 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $55,728,000 |
| Average Mortgage Loan Amount Applied For | $86,781 |
| Highest Mortgage Loan Amount Applied For | $573,000 |
| Average Applicant Income | $56,281 |
| Highest Applicant Income | $948,000 |
|
|
|
| Home Improvement |
114 | $3,587,000 |
$31,000 | $470,000 |
$53,000 | $395,000 |
| Home Purchase |
446 | $35,987,000 |
$80,000 | $573,000 |
$58,000 | $948,000 |
| Refinancing |
218 | $16,467,000 |
$75,000 | $492,000 |
$50,000 | $358,000 |
|
|
| American Indian or Alaskan Native |
4 | $645,000 |
$161,000 | $300,000 |
$200,000 | $358,000 |
| Asian |
1 | $60,000 |
$60,000 | $60,000 |
$46,000 | $46,000 |
| Black or African American |
4 | $171,000 |
$42,000 | $71,000 |
$47,000 | $133,000 |
| Hispanic |
10 | $811,000 |
$81,000 | $390,000 |
$39,000 | $100,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
67 | $6,144,000 |
$91,000 | $296,000 |
$7,000 | $185,000 |
| Not Provided |
7 | $598,000 |
$85,000 | $138,000 |
$62,000 | $165,000 |
| White |
685 | $47,612,000 |
$69,000 | $573,000 |
$59,000 | $948,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
768 | $55,115,000 |
$71,000 | $573,000 |
$55,000 | $948,000 |
| FHA-insured (Federal Housing Administration) |
10 | $926,000 |
$92,000 | $184,000 |
$41,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
9 | $892,000 |
$99,000 | $238,000 |
$60,000 | $90,000 |
| Application Denied By Financial Institution |
119 | $7,438,000 |
$62,000 | $257,000 |
$34,000 | $114,000 |
| Application Withdrawn By Applicant |
39 | $3,511,000 |
$90,000 | $335,000 |
$52,000 | $180,000 |
| File Closed For Incompleteness |
3 | $100,000 |
$33,000 | $50,000 |
$13,000 | $21,000 |
| Loan Originated |
602 | $43,789,000 |
$72,000 | $573,000 |
$60,000 | $948,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
3 | $177,000 |
$59,000 | $90,000 |
$36,000 | $47,000 |
| Preapproval Denied by Financial Institution |
3 | $134,000 |
$44,000 | $54,000 |
$45,000 | $60,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $60,000 |
$60,000 | $60,000 |
$46,000 | $46,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for MID-MISSOURI BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
