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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MID PENN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MID PENN BANK |
| Address | 349 UNION STREET
MILLERSBURG, PA 17061 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 309 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $31,608,000 |
| Average Mortgage Loan Amount Applied For | $205,882 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $282,411 |
| Highest Applicant Income | $6,000,000 |
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| Home Improvement |
91 | $2,836,000 |
$31,000 | $275,000 |
$53,000 | $265,000 |
| Home Purchase |
129 | $16,459,000 |
$127,000 | $3,000,000 |
$126,000 | $6,000,000 |
| Refinancing |
89 | $12,313,000 |
$138,000 | $1,134,000 |
$78,000 | $435,000 |
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| American Indian or Alaskan Native |
1 | $80,000 |
$80,000 | $80,000 |
$57,000 | $57,000 |
| Asian |
5 | $418,000 |
$83,000 | $260,000 |
$62,000 | $84,000 |
| Black or African American |
4 | $205,000 |
$51,000 | $80,000 |
$67,000 | $110,000 |
| Hispanic |
2 | $75,000 |
$37,000 | $65,000 |
$30,000 | $38,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $4,424,000 |
$276,000 | $1,134,000 |
$112,000 | $320,000 |
| Not Provided |
7 | $1,074,000 |
$153,000 | $480,000 |
$40,000 | $120,000 |
| White |
274 | $25,332,000 |
$92,000 | $3,000,000 |
$92,000 | $6,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
306 | $31,479,000 |
$102,000 | $3,000,000 |
$90,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) |
3 | $129,000 |
$43,000 | $81,000 |
$122,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $95,000 |
$31,000 | $46,000 |
$40,000 | $58,000 |
| Application Denied By Financial Institution |
45 | $2,574,000 |
$57,000 | $480,000 |
$42,000 | $120,000 |
| Application Withdrawn By Applicant |
14 | $1,456,000 |
$104,000 | $300,000 |
$48,000 | $128,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
247 | $27,483,000 |
$111,000 | $3,000,000 |
$103,000 | $6,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MID PENN BANK by:
Metropolitan Area And
County
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