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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MIDLAND COMMUNITY FEDERAL C U
Mortgage Loans and Application Details
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| Mortgage Company Name |
MIDLAND COMMUNITY FEDERAL C U |
| Address | 600 WEST LOUISIANA
MIDLAND, TX 79701 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 128 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,151,000 |
| Average Mortgage Loan Amount Applied For | $67,500 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $214,000 |
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| Home Improvement |
57 | $1,499,000 |
$26,000 | $75,000 |
$75,000 | $214,000 |
| Home Purchase |
49 | $4,736,000 |
$96,000 | $500,000 |
$80,000 | $444,000 |
| Refinancing |
36 | $2,146,000 |
$59,000 | $300,000 |
$62,000 | $166,000 |
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| American Indian or Alaskan Native |
1 | $63,000 |
$63,000 | $63,000 |
$105,000 | $105,000 |
| Asian |
1 | $335,000 |
$335,000 | $335,000 |
$444,000 | $444,000 |
| Black or African American |
4 | $139,000 |
$34,000 | $78,000 |
$31,000 | $55,000 |
| Hispanic |
53 | $3,149,000 |
$59,000 | $300,000 |
$55,000 | $144,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
13 | $563,000 |
$43,000 | $86,000 |
$57,000 | $99,000 |
| White |
70 | $4,132,000 |
$59,000 | $500,000 |
$88,000 | $214,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
141 | $8,374,000 |
$59,000 | $500,000 |
$74,000 | $444,000 |
| FHA-insured (Federal Housing Administration) |
1 | $7,000 |
$7,000 | $7,000 |
$98,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $132,000 |
$132,000 | $132,000 |
$61,000 | $61,000 |
| Application Withdrawn By Applicant |
5 | $401,000 |
$80,000 | $204,000 |
$70,000 | $151,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
136 | $7,848,000 |
$57,000 | $500,000 |
$74,000 | $444,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $132,000 |
$132,000 | $132,000 |
$61,000 | $61,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MIDLAND COMMUNITY FEDERAL C U by:
Metropolitan Area And
County
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