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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MIDSTATE EDUCATORS C.U.
Mortgage Loans and Application Details
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| Mortgage Company Name |
MIDSTATE EDUCATORS C.U. |
| Address | 399 EAST LIVINGSTON AVE
COLUMBUS, OH 43215 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 31 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,826,000 |
| Average Mortgage Loan Amount Applied For | $69,333 |
| Highest Mortgage Loan Amount Applied For | $248,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $207,000 |
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| Home Improvement |
66 | $1,198,000 |
$18,000 | $100,000 |
$77,000 | $207,000 |
| Home Purchase |
4 | $508,000 |
$127,000 | $248,000 |
$94,000 | $164,000 |
| Refinancing |
4 | $382,000 |
$95,000 | $160,000 |
$67,000 | $82,000 |
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| American Indian or Alaskan Native |
2 | $263,000 |
$131,000 | $248,000 |
$75,000 | $99,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
10 | $184,000 |
$18,000 | $124,000 |
$72,000 | $110,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
50 | $1,366,000 |
$27,000 | $121,000 |
$103,000 | $207,000 |
| White |
12 | $275,000 |
$22,000 | $160,000 |
$53,000 | $82,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
74 | $2,088,000 |
$28,000 | $248,000 |
$80,000 | $207,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $5,000 |
$5,000 | $5,000 |
$21,000 | $21,000 |
| Application Denied By Financial Institution |
7 | $29,000 |
$4,000 | $10,000 |
$81,000 | $103,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
66 | $2,054,000 |
$31,000 | $248,000 |
$84,000 | $207,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MIDSTATE EDUCATORS C.U. by:
Metropolitan Area And
County
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