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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MISSISSIPPI RIVER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MISSISSIPPI RIVER BANK |
| Address | P O BOX 607
BELLE CHASSE, LA 70037 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 92 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,025,000 |
| Average Mortgage Loan Amount Applied For | $61,384 |
| Highest Mortgage Loan Amount Applied For | $450,000 |
| Average Applicant Income | $64,230 |
| Highest Applicant Income | $340,000 |
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| Home Improvement |
12 | $1,120,000 |
$93,000 | $450,000 |
$54,000 | $95,000 |
| Home Purchase |
58 | $4,799,000 |
$82,000 | $376,000 |
$54,000 | $340,000 |
| Refinancing |
22 | $1,106,000 |
$50,000 | $273,000 |
$60,000 | $155,000 |
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| American Indian or Alaskan Native |
1 | $41,000 |
$41,000 | $41,000 |
$26,000 | $26,000 |
| Asian |
1 | $23,000 |
$23,000 | $23,000 |
$36,000 | $36,000 |
| Black or African American |
10 | $704,000 |
$70,000 | $250,000 |
$47,000 | $80,000 |
| Hispanic |
1 | $50,000 |
$50,000 | $50,000 |
$95,000 | $95,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17 | $2,724,000 |
$160,000 | $450,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
62 | $3,483,000 |
$56,000 | $376,000 |
$72,000 | $340,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
91 | $6,993,000 |
$76,000 | $450,000 |
$56,000 | $340,000 |
| FHA-insured (Federal Housing Administration) |
1 | $32,000 |
$32,000 | $32,000 |
$52,000 | $52,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $44,000 |
$44,000 | $44,000 |
$17,000 | $17,000 |
| Application Denied By Financial Institution |
3 | $143,000 |
$47,000 | $57,000 |
$33,000 | $63,000 |
| Application Withdrawn By Applicant |
1 | $30,000 |
$30,000 | $30,000 |
$48,000 | $48,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
87 | $6,808,000 |
$78,000 | $450,000 |
$57,000 | $340,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MISSISSIPPI RIVER BANK by:
Metropolitan Area And
County
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