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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MISSOURI BANK & TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
MISSOURI BANK & TRUST COMPANY |
| Address | 1044 MAIN STREET
KANSAS CITY, MO 64105 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 129 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $30,664,000 |
| Average Mortgage Loan Amount Applied For | $194,636 |
| Highest Mortgage Loan Amount Applied For | $5,195,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $3,183,000 |
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| Home Improvement |
9 | $1,126,000 |
$125,000 | $262,000 |
$83,000 | $189,000 |
| Home Purchase |
51 | $11,212,000 |
$219,000 | $1,628,000 |
$116,000 | $3,156,000 |
| Refinancing |
69 | $18,326,000 |
$265,000 | $5,195,000 |
$79,000 | $3,183,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $801,000 |
$160,000 | $450,000 |
$66,000 | $189,000 |
| Hispanic |
1 | $80,000 |
$80,000 | $80,000 |
$62,000 | $62,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
91 | $20,657,000 |
$227,000 | $5,195,000 |
$18,000 | $404,000 |
| Not Provided |
2 | $624,000 |
$312,000 | $380,000 |
$150,000 | $180,000 |
| White |
30 | $8,502,000 |
$283,000 | $1,245,000 |
$326,000 | $3,183,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
129 | $30,664,000 |
$237,000 | $5,195,000 |
$94,000 | $3,183,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $20,000 |
$20,000 | $20,000 |
$110,000 | $110,000 |
| Application Denied By Financial Institution |
7 | $1,925,000 |
$275,000 | $850,000 |
$73,000 | $213,000 |
| Application Withdrawn By Applicant |
3 | $604,000 |
$201,000 | $244,000 |
$56,000 | $120,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
118 | $28,115,000 |
$238,000 | $5,195,000 |
$96,000 | $3,183,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MISSOURI BANK & TRUST COMPANY by:
Metropolitan Area And
County
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