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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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MISSOURI FEDERAL SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MISSOURI FEDERAL SAVINGS BANK |
| Address | 124 S WALNUT
CAMERON, MO 64429 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 46 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,453,000 |
| Average Mortgage Loan Amount Applied For | $68,888 |
| Highest Mortgage Loan Amount Applied For | $361,000 |
| Average Applicant Income | $70,444 |
| Highest Applicant Income | $135,000 |
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| Home Improvement |
12 | $446,000 |
$37,000 | $78,000 |
$75,000 | $135,000 |
| Home Purchase |
31 | $2,896,000 |
$93,000 | $361,000 |
$58,000 | $133,000 |
| Refinancing |
3 | $111,000 |
$37,000 | $91,000 |
$51,000 | $76,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $170,000 |
$85,000 | $120,000 |
$15,000 | $23,000 |
| Not Provided |
1 | $155,000 |
$155,000 | $155,000 |
$48,000 | $48,000 |
| White |
43 | $3,128,000 |
$72,000 | $361,000 |
$64,000 | $135,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
46 | $3,453,000 |
$75,000 | $361,000 |
$62,000 | $135,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $490,000 |
$54,000 | $155,000 |
$57,000 | $99,000 |
| Application Withdrawn By Applicant |
4 | $433,000 |
$108,000 | $170,000 |
$89,000 | $133,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
33 | $2,530,000 |
$76,000 | $361,000 |
$60,000 | $135,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $20,000 |
$20,000 | $20,000 |
$57,000 | $57,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $296,000 |
$74,000 | $155,000 |
$43,000 | $63,000 |
| Debt-To-Income Ratio |
4 | $174,000 |
$43,000 | $100,000 |
$73,000 | $99,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MISSOURI FEDERAL SAVINGS BANK by:
Metropolitan Area And
County
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