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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MISSOURI STATE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
MISSOURI STATE CREDIT UNION |
| Address | 1815 SOUTHWEST BOULEVARD
JEFFERSON CITY, MO 65109 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 31 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,651,000 |
| Average Mortgage Loan Amount Applied For | $85,416 |
| Highest Mortgage Loan Amount Applied For | $154,000 |
| Average Applicant Income | $40,666 |
| Highest Applicant Income | $123,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
10 | $942,000 |
$94,000 | $154,000 |
$40,000 | $80,000 |
| Refinancing |
21 | $1,709,000 |
$81,000 | $135,000 |
$41,000 | $123,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $186,000 |
$93,000 | $154,000 |
$54,000 | $73,000 |
| White |
29 | $2,465,000 |
$85,000 | $140,000 |
$39,000 | $123,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
31 | $2,651,000 |
$85,000 | $154,000 |
$41,000 | $123,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
21 | $1,832,000 |
$87,000 | $154,000 |
$46,000 | $123,000 |
| Application Denied By Financial Institution |
10 | $819,000 |
$81,000 | $119,000 |
$31,000 | $56,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $624,000 |
$78,000 | $119,000 |
$34,000 | $56,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $76,000 |
$76,000 | $76,000 |
$24,000 | $24,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $119,000 |
$119,000 | $119,000 |
$26,000 | $26,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MISSOURI STATE CREDIT UNION by:
Metropolitan Area And
County
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