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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MLSG, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
MLSG, INC. |
| Address | 10615 PROFESSIONAL CIRCLE
RENO, NV 89521 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 3,897 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $823,087,000 |
| Average Mortgage Loan Amount Applied For | $164,639 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $150,692 |
| Highest Applicant Income | $3,192,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,911 | $362,059,000 |
$189,000 | $940,000 |
$194,000 | $1,469,000 |
| Refinancing |
2,508 | $568,953,000 |
$226,000 | $1,200,000 |
$201,000 | $3,192,000 |
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| American Indian or Alaskan Native |
19 | $3,918,000 |
$206,000 | $632,000 |
$119,000 | $277,000 |
| Asian |
122 | $31,185,000 |
$255,000 | $1,000,000 |
$184,000 | $1,469,000 |
| Black or African American |
338 | $72,413,000 |
$214,000 | $808,000 |
$116,000 | $1,263,000 |
| Hispanic |
803 | $173,726,000 |
$216,000 | $1,000,000 |
$139,000 | $3,192,000 |
| Native Hawaiin or Other Pacific Islander |
32 | $8,194,000 |
$256,000 | $570,000 |
$195,000 | $891,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1,965 | $418,664,000 |
$213,000 | $1,200,000 |
$285,000 | $1,875,000 |
| White |
1,140 | $222,912,000 |
$195,000 | $927,000 |
$116,000 | $1,289,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,419 | $931,012,000 |
$210,000 | $1,200,000 |
$198,000 | $3,192,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1,133 | $246,383,000 |
$217,000 | $1,200,000 |
$288,000 | $1,875,000 |
| Application Denied By Financial Institution |
1,365 | $284,358,000 |
$208,000 | $1,000,000 |
$227,000 | $1,563,000 |
| Application Withdrawn By Applicant |
285 | $61,991,000 |
$217,000 | $910,000 |
$310,000 | $1,422,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,636 | $338,280,000 |
$206,000 | $1,000,000 |
$91,000 | $3,192,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
39 | $5,451,000 |
$139,000 | $467,000 |
$135,000 | $730,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
138 | $21,997,000 |
$159,000 | $743,000 |
$174,000 | $939,000 |
| Debt-To-Income Ratio |
131 | $25,036,000 |
$191,000 | $652,000 |
$232,000 | $1,020,000 |
| Employment History |
116 | $21,802,000 |
$187,000 | $500,000 |
$139,000 | $674,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $574,000 |
$287,000 | $289,000 |
$283,000 | $452,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
867 | $191,094,000 |
$220,000 | $1,000,000 |
$256,000 | $1,563,000 |
| Unverifiable Information |
72 | $18,404,000 |
$255,000 | $750,000 |
$168,000 | $906,000 |
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Mortgage Loan App Totals for MLSG, INC. by:
Metropolitan Area And
County
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