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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MOAPA VALLEY FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
MOAPA VALLEY FCU |
| Address | P.O. BOX 306
OVERTON, NV 89040 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 80 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,503,000 |
| Average Mortgage Loan Amount Applied For | $130,000 |
| Highest Mortgage Loan Amount Applied For | $552,000 |
| Average Applicant Income | $121,333 |
| Highest Applicant Income | $286,000 |
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| Home Improvement |
14 | $1,012,000 |
$72,000 | $252,000 |
$79,000 | $124,000 |
| Home Purchase |
12 | $1,770,000 |
$147,000 | $285,000 |
$106,000 | $286,000 |
| Refinancing |
55 | $7,946,000 |
$144,000 | $552,000 |
$79,000 | $233,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
9 | $940,000 |
$104,000 | $178,000 |
$51,000 | $80,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
24 | $2,942,000 |
$122,000 | $552,000 |
$77,000 | $200,000 |
| White |
48 | $6,846,000 |
$142,000 | $400,000 |
$92,000 | $286,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
81 | $10,728,000 |
$132,000 | $552,000 |
$83,000 | $286,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $1,479,000 |
$98,000 | $285,000 |
$59,000 | $123,000 |
| Application Withdrawn By Applicant |
7 | $989,000 |
$141,000 | $243,000 |
$84,000 | $208,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
59 | $8,260,000 |
$140,000 | $552,000 |
$89,000 | $286,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $1,143,000 |
$103,000 | $285,000 |
$64,000 | $123,000 |
| Debt-To-Income Ratio |
2 | $177,000 |
$88,000 | $115,000 |
$39,000 | $40,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MOAPA VALLEY FCU by:
Metropolitan Area And
County
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