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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MONEYLINE LENDING SERVICES
Mortgage Loans and Application Details
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| Mortgage Company Name |
MONEYLINE LENDING SERVICES |
| Address | 15420 LAGUNA CANYON ROAD #100
IRVINE, CA 92618 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,469 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $702,123,000 |
| Average Mortgage Loan Amount Applied For | $210,839 |
| Highest Mortgage Loan Amount Applied For | $5,600,000 |
| Average Applicant Income | $102,831 |
| Highest Applicant Income | $4,314,000 |
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| Home Improvement |
151 | $40,355,000 |
$267,000 | $2,870,000 |
$82,000 | $812,000 |
| Home Purchase |
790 | $216,041,000 |
$273,000 | $2,000,000 |
$156,000 | $3,000,000 |
| Refinancing |
1,528 | $445,727,000 |
$291,000 | $5,600,000 |
$109,000 | $4,314,000 |
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| American Indian or Alaskan Native |
22 | $7,353,000 |
$334,000 | $1,060,000 |
$168,000 | $802,000 |
| Asian |
133 | $39,930,000 |
$300,000 | $1,500,000 |
$134,000 | $721,000 |
| Black or African American |
79 | $19,342,000 |
$244,000 | $1,264,000 |
$115,000 | $508,000 |
| Hispanic |
634 | $161,310,000 |
$254,000 | $1,000,000 |
$115,000 | $1,800,000 |
| Native Hawaiin or Other Pacific Islander |
15 | $4,111,000 |
$274,000 | $440,000 |
$96,000 | $180,000 |
| Not applicable |
126 | $36,436,000 |
$289,000 | $1,105,000 |
$0 | $0 |
| Not Provided |
438 | $120,114,000 |
$274,000 | $5,600,000 |
$124,000 | $4,314,000 |
| White |
1,022 | $313,527,000 |
$306,000 | $4,290,000 |
$140,000 | $3,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,469 | $702,123,000 |
$284,000 | $5,600,000 |
$122,000 | $4,314,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
687 | $220,156,000 |
$320,000 | $4,290,000 |
$144,000 | $2,996,000 |
| Application Denied By Financial Institution |
887 | $241,624,000 |
$272,000 | $5,600,000 |
$122,000 | $4,314,000 |
| Application Withdrawn By Applicant |
12 | $2,610,000 |
$217,000 | $452,000 |
$75,000 | $180,000 |
| File Closed For Incompleteness |
6 | $1,222,000 |
$203,000 | $288,000 |
$137,000 | $420,000 |
| Loan Originated |
751 | $200,075,000 |
$266,000 | $2,000,000 |
$124,000 | $3,000,000 |
| Loan Purchased By The Institution |
126 | $36,436,000 |
$289,000 | $1,105,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
73 | $18,329,000 |
$251,000 | $900,000 |
$145,000 | $1,800,000 |
| Credit Application Incomplete |
9 | $2,503,000 |
$278,000 | $600,000 |
$86,000 | $240,000 |
| Credit History |
396 | $91,781,000 |
$231,000 | $1,100,000 |
$106,000 | $1,440,000 |
| Debt-To-Income Ratio |
150 | $44,031,000 |
$293,000 | $1,500,000 |
$67,000 | $444,000 |
| Employment History |
17 | $4,041,000 |
$237,000 | $616,000 |
$123,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
31 | $8,138,000 |
$262,000 | $625,000 |
$136,000 | $1,440,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
136 | $51,781,000 |
$380,000 | $5,600,000 |
$179,000 | $4,314,000 |
| Unverifiable Information |
75 | $21,020,000 |
$280,000 | $920,000 |
$184,000 | $633,000 |
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Mortgage Loan App Totals for MONEYLINE LENDING SERVICES by:
Metropolitan Area And
County
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