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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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MONONA STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MONONA STATE BANK |
| Address | 5515 MONONA DR
MONONA, WI 53716 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 274 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $55,672,000 |
| Average Mortgage Loan Amount Applied For | $165,733 |
| Highest Mortgage Loan Amount Applied For | $5,050,000 |
| Average Applicant Income | $106,733 |
| Highest Applicant Income | $2,816,000 |
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| Home Improvement |
16 | $1,154,000 |
$72,000 | $200,000 |
$45,000 | $160,000 |
| Home Purchase |
113 | $20,680,000 |
$183,000 | $828,000 |
$76,000 | $1,000,000 |
| Refinancing |
147 | $34,138,000 |
$232,000 | $5,050,000 |
$92,000 | $2,816,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $535,000 |
$267,000 | $293,000 |
$89,000 | $101,000 |
| Black or African American |
3 | $392,000 |
$130,000 | $240,000 |
$50,000 | $68,000 |
| Hispanic |
2 | $354,000 |
$177,000 | $294,000 |
$73,000 | $100,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $56,000 |
$56,000 | $56,000 |
$102,000 | $102,000 |
| Not applicable |
24 | $10,525,000 |
$438,000 | $4,680,000 |
$0 | $0 |
| Not Provided |
4 | $535,000 |
$133,000 | $185,000 |
$75,000 | $84,000 |
| White |
240 | $43,575,000 |
$181,000 | $5,050,000 |
$92,000 | $2,816,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
276 | $55,972,000 |
$202,000 | $5,050,000 |
$83,000 | $2,816,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $1,192,000 |
$119,000 | $235,000 |
$55,000 | $110,000 |
| Application Denied By Financial Institution |
12 | $2,351,000 |
$195,000 | $417,000 |
$77,000 | $165,000 |
| Application Withdrawn By Applicant |
5 | $251,000 |
$50,000 | $180,000 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $185,000 |
$185,000 | $185,000 |
$78,000 | $78,000 |
| Loan Originated |
247 | $51,833,000 |
$209,000 | $5,050,000 |
$86,000 | $2,816,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $160,000 |
$160,000 | $160,000 |
$46,000 | $46,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $1,944,000 |
$194,000 | $365,000 |
$76,000 | $165,000 |
| Debt-To-Income Ratio |
3 | $567,000 |
$189,000 | $417,000 |
$68,000 | $152,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MONONA STATE BANK by:
Metropolitan Area And
County
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