|
|
| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
|
|
|
|
|
|
MONROE COUNTY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
MONROE COUNTY BANK |
| Address | P O BOX 1
FORSYTH, GA 31029 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 198 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,806,000 |
| Average Mortgage Loan Amount Applied For | $97,600 |
| Highest Mortgage Loan Amount Applied For | $628,000 |
| Average Applicant Income | $73,800 |
| Highest Applicant Income | $900,000 |
|
|
|
| Home Improvement |
15 | $1,092,000 |
$72,000 | $242,000 |
$113,000 | $900,000 |
| Home Purchase |
29 | $2,770,000 |
$95,000 | $628,000 |
$56,000 | $300,000 |
| Refinancing |
154 | $10,944,000 |
$71,000 | $331,000 |
$66,000 | $300,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
45 | $1,433,000 |
$31,000 | $91,000 |
$58,000 | $133,000 |
| Hispanic |
1 | $54,000 |
$54,000 | $54,000 |
$36,000 | $36,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $1,691,000 |
$105,000 | $210,000 |
$0 | $0 |
| Not Provided |
1 | $4,000 |
$4,000 | $4,000 |
$24,000 | $24,000 |
| White |
135 | $11,624,000 |
$86,000 | $628,000 |
$80,000 | $900,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
198 | $14,806,000 |
$74,000 | $628,000 |
$68,000 | $900,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $180,000 |
$36,000 | $91,000 |
$55,000 | $85,000 |
| Application Withdrawn By Applicant |
1 | $75,000 |
$75,000 | $75,000 |
$139,000 | $139,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
192 | $14,551,000 |
$75,000 | $628,000 |
$68,000 | $900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $176,000 |
$44,000 | $91,000 |
$56,000 | $85,000 |
| Debt-To-Income Ratio |
1 | $4,000 |
$4,000 | $4,000 |
$50,000 | $50,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for MONROE COUNTY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
