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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MONSON SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MONSON SAVINGS BANK |
| Address | 146 MAIN STREET, PO BOX 188
MONSON, MA 01057 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 289 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $41,457,000 |
| Average Mortgage Loan Amount Applied For | $208,000 |
| Highest Mortgage Loan Amount Applied For | $550,000 |
| Average Applicant Income | $122,181 |
| Highest Applicant Income | $368,000 |
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| Home Improvement |
77 | $4,909,000 |
$63,000 | $332,000 |
$74,000 | $159,000 |
| Home Purchase |
88 | $19,352,000 |
$219,000 | $548,000 |
$90,000 | $300,000 |
| Refinancing |
124 | $17,196,000 |
$138,000 | $550,000 |
$72,000 | $368,000 |
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| American Indian or Alaskan Native |
3 | $758,000 |
$252,000 | $400,000 |
$161,000 | $300,000 |
| Asian |
2 | $719,000 |
$359,000 | $505,000 |
$112,000 | $141,000 |
| Black or African American |
1 | $150,000 |
$150,000 | $150,000 |
$47,000 | $47,000 |
| Hispanic |
5 | $581,000 |
$116,000 | $198,000 |
$43,000 | $86,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,640,000 |
$205,000 | $550,000 |
$0 | $0 |
| Not Provided |
37 | $2,150,000 |
$58,000 | $225,000 |
$78,000 | $203,000 |
| White |
233 | $35,459,000 |
$152,000 | $548,000 |
$81,000 | $368,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
289 | $41,457,000 |
$143,000 | $550,000 |
$78,000 | $368,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $987,000 |
$141,000 | $215,000 |
$64,000 | $103,000 |
| Application Denied By Financial Institution |
30 | $5,114,000 |
$170,000 | $550,000 |
$74,000 | $203,000 |
| Application Withdrawn By Applicant |
18 | $2,812,000 |
$156,000 | $382,000 |
$83,000 | $368,000 |
| File Closed For Incompleteness |
8 | $902,000 |
$112,000 | $340,000 |
$54,000 | $123,000 |
| Loan Originated |
226 | $31,642,000 |
$140,000 | $548,000 |
$80,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MONSON SAVINGS BANK by:
Metropolitan Area And
County
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