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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MONTICELLO BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MONTICELLO BANK |
| Address | 10696 ST. AUGUSTINE ROAD
JACKSONVILLE, FL 32257 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 17 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,954,000 |
| Average Mortgage Loan Amount Applied For | $274,100 |
| Highest Mortgage Loan Amount Applied For | $640,000 |
| Average Applicant Income | $33,900 |
| Highest Applicant Income | $420,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
10 | $3,115,000 |
$311,000 | $640,000 |
$96,000 | $420,000 |
| Refinancing |
7 | $1,839,000 |
$262,000 | $416,000 |
$31,000 | $131,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $170,000 |
$170,000 | $170,000 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $74,000 |
$74,000 | $74,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
15 | $4,710,000 |
$314,000 | $640,000 |
$79,000 | $420,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
17 | $4,954,000 |
$291,000 | $640,000 |
$69,000 | $420,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $519,000 |
$173,000 | $375,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
11 | $3,203,000 |
$291,000 | $640,000 |
$69,000 | $420,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
3 | $1,232,000 |
$410,000 | $535,000 |
$140,000 | $158,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $144,000 |
$72,000 | $74,000 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $375,000 |
$375,000 | $375,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MONTICELLO BANK by:
Metropolitan Area And
County
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