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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MORGAN STANLEY CREDIT CORPORAT
Mortgage Loans and Application Details
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| Mortgage Company Name |
MORGAN STANLEY CREDIT CORPORAT |
| Address | 2500 LAKE COOD ROAD
RIVERWOODS, IL 60015 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 14,440 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,299,983,000 |
| Average Mortgage Loan Amount Applied For | $203,835 |
| Highest Mortgage Loan Amount Applied For | $36,000,000 |
| Average Applicant Income | $136,174 |
| Highest Applicant Income | $9,712,000 |
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| Home Improvement |
1,825 | $232,256,000 |
$127,000 | $2,200,000 |
$101,000 | $1,025,000 |
| Home Purchase |
4,605 | $1,787,412,000 |
$388,000 | $9,000,000 |
$199,000 | $8,000,000 |
| Refinancing |
9,618 | $2,964,217,000 |
$308,000 | $36,000,000 |
$161,000 | $9,712,000 |
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| American Indian or Alaskan Native |
24 | $5,271,000 |
$219,000 | $840,000 |
$96,000 | $302,000 |
| Asian |
213 | $81,286,000 |
$381,000 | $4,635,000 |
$191,000 | $2,000,000 |
| Black or African American |
218 | $41,471,000 |
$190,000 | $1,196,000 |
$122,000 | $2,000,000 |
| Hispanic |
254 | $61,061,000 |
$240,000 | $2,280,000 |
$123,000 | $1,243,000 |
| Native Hawaiin or Other Pacific Islander |
15 | $4,190,000 |
$279,000 | $693,000 |
$105,000 | $320,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
8,171 | $2,715,975,000 |
$332,000 | $36,000,000 |
$170,000 | $9,062,000 |
| White |
7,153 | $2,074,631,000 |
$290,000 | $6,300,000 |
$162,000 | $9,712,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
16,048 | $4,983,885,000 |
$310,000 | $36,000,000 |
$165,000 | $9,712,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1,403 | $442,821,000 |
$315,000 | $3,000,000 |
$181,000 | $5,665,000 |
| Application Denied By Financial Institution |
1,202 | $357,957,000 |
$297,000 | $6,300,000 |
$119,000 | $5,000,000 |
| Application Withdrawn By Applicant |
1,934 | $721,364,000 |
$372,000 | $36,000,000 |
$193,000 | $5,665,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8,928 | $2,729,341,000 |
$305,000 | $9,000,000 |
$170,000 | $9,712,000 |
| Loan Purchased By The Institution |
973 | $48,500,000 |
$49,000 | $250,000 |
$78,000 | $504,000 |
| Preapproval Approved but not Accepted |
1,453 | $630,239,000 |
$433,000 | $5,500,000 |
$187,000 | $8,000,000 |
| Preapproval Denied by Financial Institution |
155 | $53,663,000 |
$346,000 | $2,480,000 |
$103,000 | $2,000,000 |
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| Collateral |
108 | $29,587,000 |
$273,000 | $1,400,000 |
$120,000 | $1,000,000 |
| Credit Application Incomplete |
228 | $68,047,000 |
$298,000 | $2,000,000 |
$176,000 | $5,000,000 |
| Credit History |
297 | $68,329,000 |
$230,000 | $1,700,000 |
$102,000 | $2,000,000 |
| Debt-To-Income Ratio |
549 | $188,972,000 |
$344,000 | $6,300,000 |
$90,000 | $2,000,000 |
| Employment History |
3 | $843,000 |
$281,000 | $383,000 |
$122,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
94 | $24,909,000 |
$264,000 | $2,200,000 |
$132,000 | $2,000,000 |
| Unverifiable Information |
22 | $9,149,000 |
$415,000 | $1,320,000 |
$166,000 | $2,000,000 |
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Mortgage Loan App Totals for MORGAN STANLEY CREDIT CORPORAT by:
Metropolitan Area And
County
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