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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MOUNTAIN WEST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MOUNTAIN WEST BANK |
| Address | PO BOX 1059
COEUR D'ALENE, ID 83816 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,642 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $302,762,000 |
| Average Mortgage Loan Amount Applied For | $180,593 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $95,355 |
| Highest Applicant Income | $2,809,000 |
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| Home Improvement |
61 | $4,577,000 |
$75,000 | $700,000 |
$95,000 | $701,000 |
| Home Purchase |
874 | $159,941,000 |
$182,000 | $2,000,000 |
$93,000 | $2,809,000 |
| Refinancing |
707 | $138,244,000 |
$195,000 | $1,900,000 |
$88,000 | $854,000 |
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| American Indian or Alaskan Native |
4 | $412,000 |
$103,000 | $226,000 |
$53,000 | $57,000 |
| Asian |
17 | $3,217,000 |
$189,000 | $663,000 |
$95,000 | $379,000 |
| Black or African American |
3 | $230,000 |
$76,000 | $170,000 |
$75,000 | $81,000 |
| Hispanic |
27 | $4,324,000 |
$160,000 | $500,000 |
$108,000 | $263,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $428,000 |
$142,000 | $158,000 |
$30,000 | $40,000 |
| Not applicable |
4 | $2,189,000 |
$547,000 | $1,408,000 |
$248,000 | $754,000 |
| Not Provided |
18 | $3,742,000 |
$207,000 | $560,000 |
$101,000 | $183,000 |
| White |
1,566 | $288,220,000 |
$184,000 | $2,000,000 |
$90,000 | $2,809,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,500 | $280,069,000 |
$186,000 | $2,000,000 |
$94,000 | $2,809,000 |
| FHA-insured (Federal Housing Administration) |
87 | $13,372,000 |
$153,000 | $208,000 |
$61,000 | $328,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
29 | $4,748,000 |
$163,000 | $230,000 |
$47,000 | $67,000 |
| VA-guaranteed (Veterans Administration) |
26 | $4,573,000 |
$175,000 | $289,000 |
$55,000 | $124,000 |
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| Application Approved But Not Accepted |
178 | $36,739,000 |
$206,000 | $2,000,000 |
$105,000 | $2,809,000 |
| Application Denied By Financial Institution |
61 | $10,736,000 |
$176,000 | $1,000,000 |
$77,000 | $599,000 |
| Application Withdrawn By Applicant |
84 | $17,131,000 |
$203,000 | $1,500,000 |
$88,000 | $851,000 |
| File Closed For Incompleteness |
1 | $96,000 |
$96,000 | $96,000 |
$22,000 | $22,000 |
| Loan Originated |
1,318 | $238,060,000 |
$180,000 | $1,900,000 |
$90,000 | $945,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MOUNTAIN WEST BANK by:
Metropolitan Area And
County
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